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A BOOK: Version 1: 2nd Amendment , Abortion, Student Loan & ALEC Version 2: Buyer Beware:
A Book to Call for Court Reform. A part memoir.

Student Loan Scam
The court's war on the middle class
How do you win when judges allow attorneys like the one representing EdFinancial to boldly misrepresent facts?
How do you win when judges do the work for the well-connected? I have been in court for over a year trying to get a copy of the student loan contract I signed after they claimed a right to charge me 20% gross income of my social security - $600 a month.
The Most Misrepresented Document is the Proof of Service
On August 6, 2024 I properly served
'EdFinancial LLC using the address on the
Secretary of Website at the time and filed a
Subpoena and Motion to Compel Discovery.
Here is a copy of proof of service that was filed..
Yet, the judge ruled in favor of EdFinancial by claiming I didn't serve them correctly at the address listed on the Secretary of website I used in August of 2024 with a motion they filed the Friday before the hearing claiming service wasn't correct because of the address on the Secretary of State website in December 2024. The only date that matter is the date of service in August.
TIP: Check the docket often and file your proof of service separately.
TIP: Have each piece of your lawsuit submissions stamped separately - your Complaint/Motion, Request for Judicial Notice/Evidence, Affidavit, and Proof of Service.
Court Reform: Full immunity for judges should be removed for provable chicanery. The idea that judges have full immunity has led to a system that no longer works for the common man who cannot afford $450 an hour.
The War on the Middle Class: Those who take out student loans for college are middle class. The refusal of the court to hold the loan servicers accountable to disenfranchise the middle. Judge Stern has ruled EdFinancial above the law using judicial fraud that is proven and double standards.
You can learn more by buying my book The Judge's Oath by selecting the Buy button from the header, or the Shop button in the right panel.






